Free financial calculators for Indians
From SIP returns to retirement planning — calculate, plan, and track everything in one place.
20 free calculators
Net Worth Calculator
Calculate your total net worth — assets minus liabilities.
Calculate →Savings Rate Calculator
Find out what percentage of your income you're actually saving.
Calculate →Lifestyle Creep Detector
Measure how much lifestyle inflation is costing you.
Calculate →Emergency Fund Calculator
Calculate how much emergency fund you need based on your situation.
Calculate →50-30-20 Budget Calculator
Split your income into needs, wants, and savings using the 50-30-20 rule.
Calculate →Monthly Cash Flow Calculator
Track your monthly income vs expenses to find your surplus or deficit.
Calculate →SIP Returns Calculator
Calculate how much your SIP investments will grow over time.
Calculate →Lump Sum Investment Calculator
Calculate returns on a one-time investment over time.
Calculate →Step-Up SIP Calculator
See how increasing your SIP annually can supercharge your wealth.
Calculate →Compound Interest Calculator
Calculate compound interest with different compounding frequencies.
Calculate →PPF Calculator
Calculate your PPF maturity amount and tax-free interest earned.
Calculate →EMI Calculator
Calculate your monthly EMI for home, car, or personal loans.
Calculate →Debt Payoff Calculator
Compare avalanche vs snowball strategies to pay off debt faster.
Calculate →Loan Affordability Calculator
Find out how much loan you can afford based on your income.
Calculate →Loan Prepayment Calculator
See how much you save by prepaying your loan — vs investing that money.
Calculate →Retirement Corpus Calculator
Calculate how much you need to retire comfortably in India.
Calculate →FIRE Number Calculator
Calculate your Financial Independence, Retire Early number.
Calculate →Goal Savings Calculator
Plan how much to save monthly for any financial goal.
Calculate →Term Insurance Calculator
Find out how much life insurance cover you actually need.
Calculate →Income Tax Calculator (FY 2025-26)
Compare old vs new tax regime and find which saves you more.
Calculate →Ready to track your real financial picture?
FlowTrack lets you track your net worth, cash flow, and financial health score — manual tracking that makes you save.
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