Everything you need to master your money
No bank linking. No auto-sync. You enter everything manually — because when tracking hurts, you change. That's how FlowTrack helps you save.
Net worth dashboard
Track your assets — savings, FDs, mutual funds, stocks, property, gold — against your liabilities like loans and credit card dues. All manually entered by you. Watch your net worth trend over time and see exactly where your wealth sits.
- Asset vs liability breakdown you control
- Historical net worth trend chart
- Category-wise wealth distribution
Income & expense tracking
Log your income and expenses yourself. Categorise every spend, see where your money actually goes, and spot the leaks. You enter the data. That's the point. When you type every expense, you feel it.
- Monthly income vs expense logging
- Category-wise spending breakdown
- Recurring payment tracking
Goal tracking
Set financial goals and track your progress. Whether it's buying a home, building an emergency fund, or planning retirement — see how close you are, updated with every entry you make.
- Custom goal creation
- Progress visualisation
- Timeline-based projections
Financial health score
Get a clear score based on 10 key indicators — all calculated from the data you enter. Savings rate, debt-to-income ratio, emergency fund coverage, and more. No guesswork, just honest numbers.
- 10 financial health indicators
- Personalised benchmarks for India
- Actionable improvement tips
Lifestyle creep detector
Your salary went up but your savings didn't? FlowTrack compares your spending month over month and flags when lifestyle creep is eating your raises. Because awareness is the first step to change.
- Month-over-month spending comparison
- Category-level creep alerts
- Savings rate trend tracking
Smart insights
FlowTrack analyses your manually entered data and gives you automated nudges — spending pattern changes, unusual months, and opportunities to save more. Your data, your patterns, your wake-up calls.
- Automated nudges based on your patterns
- Spending anomaly detection
- Personalised saving recommendations