Retirement Corpus Calculator
Calculate how much you need to retire comfortably in India.
Results
Required retirement corpus
₹6.65 Cr
Monthly SIP needed
₹30,542
Years to retirement
25
Monthly expenses at retirement
₹2,14,594
Track your retirement progress in FlowTrack
Set this as a goal in FlowTrack Pro and track your progress. FlowTrack's Financial Health Score includes retirement readiness as one of 10 indicators.
Try FlowTrack free →This is an estimate for planning purposes only and does not constitute financial advice.
How much do you need to retire in India?
Retirement planning in India requires accounting for inflation, which erodes purchasing power over decades. If you spend ₹50,000 per month today, at 6% inflation you'll need over ₹2.87 lakh per month in 30 years to maintain the same lifestyle.
This calculator estimates your required retirement corpus using the present value of your future expenses, adjusted for inflation and post-retirement investment returns. It then calculates the monthly SIP you need to start today to reach that target.
The earlier you start, the less you need to save monthly — thanks to compounding. Starting at 25 vs 35 can mean saving half as much per month for the same retirement corpus. Use this calculator to find your number, then track your progress manually in FlowTrack.