SIP Returns Calculator
Calculate how much your SIP investments will grow over time.
Results
Total invested
₹12.00 L
Est. returns
₹11.23 L
Total value
₹23.23 L
Wealth multiplier
1.9x
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Track your SIP investments alongside your net worth in FlowTrack. Add them as assets and watch your wealth grow.
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What is a SIP and how does it work?
A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly in mutual funds. Instead of timing the market, you invest consistently — monthly, weekly, or quarterly — and benefit from rupee cost averaging and the power of compounding.
In India, SIPs have become the most popular way for retail investors to build wealth. Monthly SIP inflows crossed ₹20,000 crore in 2024, showing how mainstream this approach has become. The key advantage is discipline — you invest regardless of market conditions, which historically has produced strong long-term returns.
This SIP calculator helps you estimate how much your regular investments could grow over time. Adjust the monthly amount, expected return rate, and duration to see different scenarios. Remember that mutual fund returns are not guaranteed, and actual returns will vary based on market performance.